《經濟參考報》記者27日從央(yang)行網站獲悉(xi),人民銀行2019年金融穩定工(gong)(gong)(gong)作(zuo)會議日前在成都召開。會議對今年金融穩定工(gong)(gong)(gong)作(zuo)作(zuo)出多項部署,2019年金融穩定要(yao)堅持穩中求進工(gong)(gong)(gong)作(zuo)總基(ji)調(diao),平衡好穩增長和防風險的(de)關系,控制(zhi)重點領域信用(yong)風險。
會議指出,要穩(wen)妥化解影(ying)子(zi)銀行風(feng)(feng)險(xian)(xian)(xian),推(tui)(tui)動(dong)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)資(zi)產(chan)管理業(ye)務(wu)有序(xu)(xu)整改(gai)和(he)平(ping)穩(wen)轉型。有序(xu)(xu)處置(zhi)高風(feng)(feng)險(xian)(xian)(xian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)風(feng)(feng)險(xian)(xian)(xian),健全金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)公(gong)司治理,扎實(shi)推(tui)(tui)進(jin)存款保(bao)險(xian)(xian)(xian)制(zhi)度(du)實(shi)施,推(tui)(tui)動(dong)完善市(shi)場(chang)化、法(fa)(fa)治化的金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)處置(zhi)機(ji)(ji)制(zhi)。清(qing)理整頓金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)秩(zhi)序(xu)(xu),堅決打擊非法(fa)(fa)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)和(he)非法(fa)(fa)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)活動(dong)。加(jia)強(qiang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)監測與(yu)評(ping)估(gu),動(dong)態排(pai)查金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)情況,制(zhi)定(ding)風(feng)(feng)險(xian)(xian)(xian)處置(zhi)預(yu)案,做好央行金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)(gou)評(ping)級、壓力(li)測試、穩(wen)健性評(ping)估(gu)等工(gong)(gong)作,完善防控金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)風(feng)(feng)險(xian)(xian)(xian)的政策(ce)工(gong)(gong)具箱。積極參與(yu)國際金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)監管規則制(zhi)定(ding),推(tui)(tui)動(dong)完善全球金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)穩(wen)定(ding)治理體系。繼續深化金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)改(gai)革開放,推(tui)(tui)動(dong)完善資(zi)本市(shi)場(chang)制(zhi)度(du)建設,維護金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)市(shi)場(chang)平(ping)穩(wen)運行。
防(fang)范化解(jie)重大風(feng)險(xian)位列三大攻堅戰(zhan)首位。會(hui)議指出,2018年(nian),金(jin)融(rong)監管制(zhi)度進(jin)一步完(wan)善,審慎(shen)經營(ying)理念得到(dao)強(qiang)化,市場約束(shu)逐步增強(qiang),野蠻擴張等行為總(zong)體(ti)收(shou)斂(lian),金(jin)融(rong)亂象整治取得階段性成效(xiao),金(jin)融(rong)運行整體(ti)穩健,金(jin)融(rong)風(feng)險(xian)總(zong)體(ti)可控(kong),守住了不發(fa)生系統性金(jin)融(rong)風(feng)險(xian)的底(di)線,為打好(hao)防(fang)范化解(jie)重大金(jin)融(rong)風(feng)險(xian)攻堅戰(zhan)贏(ying)得了良好(hao)開局。
防范風險(xian)仍是(shi)(shi)今年金(jin)融領(ling)(ling)域(yu)關鍵詞,金(jin)融監(jian)管(guan)部門也圍繞這(zhe)一主(zhu)線推進相(xiang)關政策。在日(ri)前國務(wu)院新(xin)聞辦公室舉(ju)行(xing)(xing)的(de)(de)新(xin)聞發(fa)布會(hui)上,銀(yin)(yin)保監(jian)會(hui)副主(zhu)席王兆星表示,將(jiang)始終緊盯(ding)不(bu)良貸(dai)款(kuan)、中(zhong)小金(jin)融機構(gou)、影子銀(yin)(yin)行(xing)(xing)、房(fang)地(di)(di)(di)產(chan)、地(di)(di)(di)方債五個(ge)主(zhu)要(yao)風險(xian)領(ling)(ling)域(yu),同時將(jiang)繼(ji)(ji)續(xu)補好監(jian)管(guan)制(zhi)度短板。具(ju)體而(er)言,一是(shi)(shi)繼(ji)(ji)續(xu)加(jia)大力度處置銀(yin)(yin)行(xing)(xing)機構(gou)的(de)(de)不(bu)良資(zi)產(chan),同時要(yao)控(kong)制(zhi)新(xin)的(de)(de)不(bu)良貸(dai)款(kuan)增長。二(er)是(shi)(shi)要(yao)時刻注意(yi)防范中(zhong)小銀(yin)(yin)行(xing)(xing)保險(xian)機構(gou)的(de)(de)流動(dong)(dong)性風險(xian)。三(san)是(shi)(shi)繼(ji)(ji)續(xu)緊盯(ding)進行(xing)(xing)監(jian)管(guan)套利、加(jia)通(tong)道(dao)、加(jia)杠桿的(de)(de)影子銀(yin)(yin)行(xing)(xing)活(huo)動(dong)(dong),包括(kuo)同業投資(zi)、同業理財、委托(tuo)貸(dai)款(kuan)、通(tong)道(dao)類信托(tuo)貸(dai)款(kuan)等業務(wu),進一步鞏(gong)固(gu)前期治(zhi)理成(cheng)果。四是(shi)(shi)繼(ji)(ji)續(xu)緊盯(ding)房(fang)地(di)(di)(di)產(chan)金(jin)融風險(xian),要(yao)對房(fang)地(di)(di)(di)產(chan)開發(fa)貸(dai)款(kuan)、個(ge)人按揭貸(dai)款(kuan)繼(ji)(ji)續(xu)實行(xing)(xing)審慎的(de)(de)貸(dai)款(kuan)標準,特(te)別是(shi)(shi)要(yao)嚴格控(kong)制(zhi)帶有(you)投機性的(de)(de)開發(fa)和個(ge)人貸(dai)款(kuan),防止房(fang)地(di)(di)(di)產(chan)金(jin)融風險(xian)出現大的(de)(de)問(wen)題。五是(shi)(shi)繼(ji)(ji)續(xu)和有(you)關部門配合(he),做好地(di)(di)(di)方政府(fu)債務(wu)的(de)(de)處置工作(zuo),特(te)別是(shi)(shi)地(di)(di)(di)方政府(fu)隱性債務(wu)的(de)(de)處置。
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