習近(jin)平(ping)總(zong)書記在省部級主要(yao)領導干(gan)部推動金(jin)融(rong)(rong)高質(zhi)(zhi)量發(fa)展專題研討班(ban)(ban)開班(ban)(ban)式上指出，推動金(jin)融(rong)(rong)高質(zhi)(zhi)量發(fa)展、建設(she)金(jin)融(rong)(rong)強(qiang)國，要(yao)堅(jian)持(chi)法治和(he)德治相(xiang)結合，積極培(pei)育中國特(te)色金(jin)融(rong)(rong)文(wen)化，做到：誠(cheng)實守信，不(bu)(bu)逾越底線；以義取利(li)(li)，不(bu)(bu)唯利(li)(li)是圖；穩(wen)健(jian)審慎(shen)，不(bu)(bu)急(ji)功近(jin)利(li)(li)；守正創新(xin)，不(bu)(bu)脫(tuo)實向虛；依(yi)法合規，不(bu)(bu)胡作非(fei)為。習近(jin)平(ping)總(zong)書記的重要(yao)講話為新(xin)時代進一步做好金(jin)融(rong)(rong)工作提(ti)供了根本(ben)遵(zun)循(xun)和(he)科學指南。
一(yi)、把握中國特(te)色金融文化(hua)的(de)豐富內涵
中(zhong)國(guo)(guo)(guo)特(te)色金融文(wen)化(hua)既立足中(zhong)國(guo)(guo)(guo)實踐，強調中(zhong)國(guo)(guo)(guo)特(te)色、中(zhong)國(guo)(guo)(guo)氣派(pai)，又放(fang)眼世界(jie)，廣(guang)泛吸收現(xian)代文(wen)明發展成果，體現(xian)了(le)對金融文(wen)化(hua)普遍性與特(te)殊性統一的深刻(ke)把握。
中(zhong)國特(te)色金融文(wen)化(hua)堅(jian)持義(yi)利(li)(li)(li)(li)統一。誠(cheng)(cheng)實守信(xin)、不(bu)逾越底(di)線；以(yi)義(yi)取(qu)利(li)(li)(li)(li)、不(bu)唯利(li)(li)(li)(li)是(shi)圖，這是(shi)對(dui)(dui)中(zhong)華優秀傳統文(wen)化(hua)的(de)(de)(de)傳承(cheng)和(he)弘(hong)揚。中(zhong)華民族有著悠久(jiu)的(de)(de)(de)商業史，在(zai)長期的(de)(de)(de)經營(ying)活(huo)動(dong)中(zhong)形成了一套較為完備的(de)(de)(de)商業倫理(li)規范(fan)和(he)行(xing)為準則，其間(jian)蘊含的(de)(de)(de)經營(ying)哲學、文(wen)化(hua)理(li)念對(dui)(dui)后世影(ying)響至深。倡導誠(cheng)(cheng)信(xin)是(shi)傳統文(wen)化(hua)“言必信(xin)，行(xing)必果”“心誠(cheng)(cheng)求之”等思(si)想在(zai)商業活(huo)動(dong)領(ling)域(yu)內的(de)(de)(de)反映。誠(cheng)(cheng)實守信(xin)，不(bu)逾越底(di)線要求人們在(zai)金融活(huo)動(dong)中(zhong)恪守承(cheng)諾，堅(jian)持底(di)線思(si)維(wei)，自(zi)覺維(wei)護金融秩序(xu)，做良好金融環境(jing)的(de)(de)(de)建設者(zhe)、維(wei)護者(zhe)。義(yi)屬(shu)于道德文(wen)化(hua)領(ling)域(yu)，利(li)(li)(li)(li)屬(shu)于現(xian)實利(li)(li)(li)(li)益范(fan)疇，傳統文(wen)化(hua)一方面(mian)肯定利(li)(li)(li)(li)益訴求的(de)(de)(de)正當(dang)性，另一方面(mian)堅(jian)決反對(dui)(dui)違背義(yi)的(de)(de)(de)原則獲利(li)(li)(li)(li)，尤其反對(dui)(dui)出于個(ge)人私利(li)(li)(li)(li)而置國家(jia)和(he)社會利(li)(li)(li)(li)益于不(bu)顧。金融活(huo)動(dong)中(zhong)以(yi)義(yi)取(qu)利(li)(li)(li)(li)要求獲得(de)利(li)(li)(li)(li)益必須(xu)具備正當(dang)性，充分考慮國家(jia)和(he)社會的(de)(de)(de)整體利(li)(li)(li)(li)益，做到義(yi)利(li)(li)(li)(li)兼(jian)濟、知(zhi)行(xing)合一。
中(zhong)國特色金(jin)融(rong)文(wen)化堅持(chi)行穩(wen)致遠。穩(wen)健審慎、不(bu)(bu)(bu)(bu)急功(gong)(gong)近(jin)利(li)；守(shou)正(zheng)(zheng)(zheng)創(chuang)新(xin)(xin)、不(bu)(bu)(bu)(bu)脫實向虛，這是對現代金(jin)融(rong)業發(fa)展(zhan)經(jing)驗的借鑒(jian)運用(yong)。穩(wen)健審慎，不(bu)(bu)(bu)(bu)急功(gong)(gong)近(jin)利(li)強調金(jin)融(rong)活動(dong)必(bi)(bi)須處理(li)好(hao)穩(wen)定與(yu)發(fa)展(zhan)的關系，提(ti)高(gao)資產質量，夯實發(fa)展(zhan)基礎，注重防范風險，在穩(wen)健經(jing)營中(zhong)發(fa)展(zhan)壯大。守(shou)正(zheng)(zheng)(zheng)創(chuang)新(xin)(xin)，不(bu)(bu)(bu)(bu)脫實向虛強調金(jin)融(rong)活動(dong)必(bi)(bi)須正(zheng)(zheng)(zheng)確處理(li)好(hao)守(shou)正(zheng)(zheng)(zheng)與(yu)創(chuang)新(xin)(xin)的關系。守(shou)正(zheng)(zheng)(zheng)是開展(zhan)金(jin)融(rong)活動(dong)的基礎，守(shou)正(zheng)(zheng)(zheng)才(cai)能不(bu)(bu)(bu)(bu)迷(mi)失方向，不(bu)(bu)(bu)(bu)犯顛覆性(xing)錯誤，只有在守(shou)正(zheng)(zheng)(zheng)的基礎上才(cai)能做好(hao)創(chuang)新(xin)(xin)。創(chuang)新(xin)(xin)才(cai)能把握時代、引領時代，金(jin)融(rong)創(chuang)新(xin)(xin)必(bi)(bi)須圍繞服務實體經(jing)濟需求(qiu)展(zhan)開。
中國特色(se)金(jin)融(rong)(rong)文化(hua)堅持法(fa)(fa)治(zhi)(zhi)意識(shi)。依(yi)法(fa)(fa)合(he)規，不(bu)胡(hu)(hu)作非(fei)為是對市(shi)(shi)(shi)場(chang)經濟(ji)(ji)(ji)(ji)(ji)法(fa)(fa)治(zhi)(zhi)精神的(de)(de)(de)(de)堅守(shou)弘(hong)揚。習近平總書記指出，社會主(zhu)義市(shi)(shi)(shi)場(chang)經濟(ji)(ji)(ji)(ji)(ji)本質上是法(fa)(fa)治(zhi)(zhi)經濟(ji)(ji)(ji)(ji)(ji)、法(fa)(fa)治(zhi)(zhi)是最好的(de)(de)(de)(de)營商環(huan)境。市(shi)(shi)(shi)場(chang)經濟(ji)(ji)(ji)(ji)(ji)內在要(yao)求人(ren)們(men)建立(li)共同(tong)的(de)(de)(de)(de)行(xing)為準則(ze)，充分(fen)尊(zun)崇法(fa)(fa)治(zhi)(zhi)，把(ba)法(fa)(fa)律作為調節現代市(shi)(shi)(shi)場(chang)經濟(ji)(ji)(ji)(ji)(ji)活(huo)動的(de)(de)(de)(de)主(zhu)要(yao)依(yi)據。金(jin)融(rong)(rong)行(xing)業(ye)是市(shi)(shi)(shi)場(chang)經濟(ji)(ji)(ji)(ji)(ji)中的(de)(de)(de)(de)重要(yao)組成部門，中國特色(se)金(jin)融(rong)(rong)文化(hua)主(zhu)張(zhang)依(yi)法(fa)(fa)合(he)規，不(bu)胡(hu)(hu)作非(fei)為，重視運用法(fa)(fa)治(zhi)(zhi)思維規范金(jin)融(rong)(rong)活(huo)動，并自覺以(yi)法(fa)(fa)治(zhi)(zhi)促進金(jin)融(rong)(rong)企業(ye)內部治(zhi)(zhi)理的(de)(de)(de)(de)現代化(hua)。
二(er)、培育中國特色(se)金(jin)(jin)融文化是推動金(jin)(jin)融高質(zhi)量(liang)發展的必然(ran)要求
黨中央提出加快建設(she)(she)金(jin)(jin)融(rong)強國(guo)，堅定不移走中國(guo)特色金(jin)(jin)融(rong)之路。建設(she)(she)金(jin)(jin)融(rong)強國(guo)要“硬”和“軟”并(bing)重，既要著力(li)提升現代金(jin)(jin)融(rong)基礎設(she)(she)施(shi)等(deng)硬件建設(she)(she)水平，也要深刻把握金(jin)(jin)融(rong)文化、價值觀念等(deng)軟件的(de)重要意義。
從經濟(ji)(ji)(ji)與(yu)文(wen)(wen)(wen)化(hua)(hua)的(de)(de)關系(xi)看，文(wen)(wen)(wen)化(hua)(hua)是(shi)人類長期實(shi)踐中(zhong)創(chuang)造(zao)的(de)(de)精神產(chan)品的(de)(de)積(ji)(ji)淀，一(yi)(yi)經群眾掌握，可以轉變為推(tui)(tui)動社會(hui)生產(chan)和事(shi)業進步的(de)(de)磅礴力量(liang)。唯物史觀認為文(wen)(wen)(wen)化(hua)(hua)屬于上層建(jian)筑(zhu)領域(yu)，文(wen)(wen)(wen)化(hua)(hua)由經濟(ji)(ji)(ji)基(ji)礎(chu)決定，另一(yi)(yi)方面(mian)，作為上層建(jian)筑(zhu)的(de)(de)文(wen)(wen)(wen)化(hua)(hua)具(ju)有(you)一(yi)(yi)定的(de)(de)獨立(li)性，對經濟(ji)(ji)(ji)基(ji)礎(chu)和生產(chan)方式具(ju)有(you)鮮明(ming)(ming)的(de)(de)反作用(yong)，“文(wen)(wen)(wen)化(hua)(hua)自(zi)信(xin)是(shi)更基(ji)礎(chu)、更廣(guang)泛(fan)、更深厚的(de)(de)自(zi)信(xin)，是(shi)一(yi)(yi)個國(guo)(guo)(guo)家、一(yi)(yi)個民族發展(zhan)中(zhong)最(zui)(zui)(zui)基(ji)本(ben)、最(zui)(zui)(zui)深沉、最(zui)(zui)(zui)持久的(de)(de)力量(liang)”。先(xian)進文(wen)(wen)(wen)化(hua)(hua)能夠促(cu)進人們文(wen)(wen)(wen)化(hua)(hua)修養和精神境界的(de)(de)提(ti)高(gao)，具(ju)有(you)凝聚人心、引導社會(hui)風(feng)氣(qi)崇德向善的(de)(de)積(ji)(ji)極作用(yong)。中(zhong)國(guo)(guo)(guo)式現(xian)代化(hua)(hua)是(shi)物質文(wen)(wen)(wen)明(ming)(ming)與(yu)精神文(wen)(wen)(wen)明(ming)(ming)相協調的(de)(de)現(xian)代化(hua)(hua)，經濟(ji)(ji)(ji)與(yu)文(wen)(wen)(wen)化(hua)(hua)交融(rong)(rong)(rong)貫通，物質文(wen)(wen)(wen)明(ming)(ming)與(yu)精神文(wen)(wen)(wen)明(ming)(ming)建(jian)設(she)相互促(cu)進。中(zhong)國(guo)(guo)(guo)特(te)色金融(rong)(rong)(rong)文(wen)(wen)(wen)化(hua)(hua)是(shi)中(zhong)國(guo)(guo)(guo)特(te)色社會(hui)主義(yi)(yi)文(wen)(wen)(wen)化(hua)(hua)的(de)(de)有(you)機組成部分，需要(yao)從經濟(ji)(ji)(ji)基(ji)礎(chu)與(yu)上層建(jian)筑(zhu)的(de)(de)辯證關系(xi)充分認識培育(yu)中(zhong)國(guo)(guo)(guo)特(te)色金融(rong)(rong)(rong)文(wen)(wen)(wen)化(hua)(hua)的(de)(de)重要(yao)意義(yi)(yi)，用(yong)中(zhong)國(guo)(guo)(guo)特(te)色金融(rong)(rong)(rong)文(wen)(wen)(wen)化(hua)(hua)助推(tui)(tui)金融(rong)(rong)(rong)強(qiang)國(guo)(guo)(guo)建(jian)設(she)。
從金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)自身的(de)(de)內(nei)在特(te)點看，培育中國特(te)色(se)金(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)(hua)，提升(sheng)(sheng)金(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)(hua)“軟實(shi)力”是(shi)促進金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)健康發展的(de)(de)內(nei)在要求。具體(ti)而言，第一，金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)是(shi)經營貨幣信(xin)用(yong)業(ye)務(wu)(wu)(wu)的(de)(de)特(te)殊(shu)行(xing)業(ye)。金(jin)(jin)融(rong)(rong)(rong)(rong)活動(dong)不(bu)(bu)僅僅屬于(yu)一般意義(yi)上的(de)(de)商業(ye)活動(dong)，經常(chang)面臨信(xin)用(yong)風(feng)(feng)險(xian)(xian)(xian)、流動(dong)風(feng)(feng)險(xian)(xian)(xian)、市場風(feng)(feng)險(xian)(xian)(xian)、道德風(feng)(feng)險(xian)(xian)(xian)、操作風(feng)(feng)險(xian)(xian)(xian)等各類風(feng)(feng)險(xian)(xian)(xian)。正向的(de)(de)金(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)(hua)能(neng)引導人(ren)們自覺遵(zun)守行(xing)為規定，減少(shao)機(ji)會主義(yi)行(xing)為，降低(di)風(feng)(feng)險(xian)(xian)(xian)發生(sheng)(sheng)概(gai)率。第二，金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)是(shi)生(sheng)(sheng)產性(xing)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)業(ye)。現代(dai)(dai)金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)體(ti)系龐大，涉及保險(xian)(xian)(xian)、銀行(xing)、證券等多方(fang)面，服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)各社會群(qun)體(ti)和(he)(he)不(bu)(bu)同(tong)部門，金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)具有(you)無形性(xing)、異質(zhi)性(xing)特(te)點，需(xu)要根(gen)據服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)對(dui)象的(de)(de)財富(fu)狀況、風(feng)(feng)險(xian)(xian)(xian)偏(pian)好(hao)、收益(yi)要求綜合(he)分析，提供恰當的(de)(de)金(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)，滿足差異化(hua)(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)需(xu)求。金(jin)(jin)融(rong)(rong)(rong)(rong)活動(dong)更加(jia)(jia)依賴于(yu)人(ren)的(de)(de)主觀(guan)能(neng)動(dong)性(xing)和(he)(he)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)質(zhi)量。第三，金(jin)(jin)融(rong)(rong)(rong)(rong)活動(dong)具有(you)復雜(za)性(xing)。隨著(zhu)現代(dai)(dai)金(jin)(jin)融(rong)(rong)(rong)(rong)的(de)(de)快(kuai)速發展，各類衍生(sheng)(sheng)金(jin)(jin)融(rong)(rong)(rong)(rong)產品(pin)層出不(bu)(bu)窮，金(jin)(jin)融(rong)(rong)(rong)(rong)套(tao)利手段不(bu)(bu)斷翻新。金(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)(hua)承擔著(zhu)加(jia)(jia)強行(xing)業(ye)自律、個(ge)人(ren)行(xing)為自律的(de)(de)重要作用(yong)，起到了以文化(hua)(hua)人(ren)、潤物無聲的(de)(de)效果。因此，金(jin)(jin)融(rong)(rong)(rong)(rong)行(xing)業(ye)的(de)(de)特(te)殊(shu)性(xing)和(he)(he)內(nei)在發展規律客觀(guan)上要求用(yong)中國特(te)色(se)金(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)(hua)引導各類金(jin)(jin)融(rong)(rong)(rong)(rong)活動(dong)，提升(sheng)(sheng)金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)水平，加(jia)(jia)快(kuai)構建中國特(te)色(se)現代(dai)(dai)金(jin)(jin)融(rong)(rong)(rong)(rong)體(ti)系。
從金(jin)(jin)(jin)融(rong)(rong)對宏觀(guan)經(jing)濟(ji)(ji)運行(xing)的(de)(de)(de)影響看，西方(fang)資(zi)(zi)本(ben)主義國家金(jin)(jin)(jin)融(rong)(rong)活動(dong)與其金(jin)(jin)(jin)融(rong)(rong)文(wen)(wen)化(hua)(hua)密切相關。金(jin)(jin)(jin)融(rong)(rong)資(zi)(zi)本(ben)積累(lei)分為(wei)(wei)投資(zi)(zi)職能(neng)資(zi)(zi)本(ben)獲(huo)得(de)的(de)(de)(de)生產(chan)(chan)性(xing)(xing)(xing)積累(lei)和金(jin)(jin)(jin)融(rong)(rong)資(zi)(zi)本(ben)自身內(nei)(nei)部循環(huan)獲(huo)得(de)的(de)(de)(de)非(fei)生產(chan)(chan)性(xing)(xing)(xing)寄(ji)生積累(lei)。相較(jiao)生產(chan)(chan)性(xing)(xing)(xing)積累(lei)，由(you)于非(fei)生產(chan)(chan)性(xing)(xing)(xing)寄(ji)生積累(lei)能(neng)夠(gou)在更短時期內(nei)(nei)通過投機活動(dong)獲(huo)得(de)巨額利(li)潤，金(jin)(jin)(jin)融(rong)(rong)資(zi)(zi)本(ben)的(de)(de)(de)投機行(xing)為(wei)(wei)和自我內(nei)(nei)部循環(huan)日益嚴重。20世紀80年代以來新自由(you)主義的(de)(de)(de)興起進一步(bu)影響了(le)西方(fang)金(jin)(jin)(jin)融(rong)(rong)業價值觀(guan)念，金(jin)(jin)(jin)融(rong)(rong)創新被片面理(li)解為(wei)(wei)金(jin)(jin)(jin)融(rong)(rong)產(chan)(chan)品的(de)(de)(de)套利(li)設(she)計，金(jin)(jin)(jin)融(rong)(rong)監管制(zhi)度被當作金(jin)(jin)(jin)融(rong)(rong)發(fa)展的(de)(de)(de)障礙，導致(zhi)金(jin)(jin)(jin)融(rong)(rong)活動(dong)逐步(bu)脫離(li)產(chan)(chan)業經(jing)濟(ji)(ji)基礎，金(jin)(jin)(jin)融(rong)(rong)資(zi)(zi)產(chan)(chan)泡沫高企(qi)，嚴重破(po)壞了(le)實(shi)體經(jing)濟(ji)(ji)再生產(chan)(chan)的(de)(de)(de)順(shun)利(li)進行(xing)，加劇了(le)社會貧富差距擴大，誘發(fa)了(le)社會經(jing)濟(ji)(ji)動(dong)蕩。2008年美國次貸危機的(de)(de)(de)爆發(fa)更是(shi)深刻反(fan)映了(le)西方(fang)金(jin)(jin)(jin)融(rong)(rong)文(wen)(wen)化(hua)(hua)中個人(ren)主義至(zhi)上和唯利(li)是(shi)圖(tu)的(de)(de)(de)狹隘價值觀(guan)念。因(yin)此，認真汲取國內(nei)(nei)外經(jing)驗(yan)教訓，加強金(jin)(jin)(jin)融(rong)(rong)文(wen)(wen)化(hua)(hua)建設(she)是(shi)增強自我約束，提(ti)升風險防范能(neng)力的(de)(de)(de)關鍵舉措(cuo)。
三、夯實中國特色(se)金融文化之基
中國特(te)色(se)金融(rong)文(wen)化的(de)培(pei)育是一個長(chang)期過程，需要(yao)打(da)出組合拳(quan)，馳而不息、久久為功，凝(ning)心鑄魂、固本(ben)培(pei)元(yuan)，使健康向上(shang)的(de)金融(rong)文(wen)化蔚(yu)然成(cheng)風，成(cheng)為推(tui)動(dong)金融(rong)高質量發展的(de)強大動(dong)能。
堅(jian)(jian)持正(zheng)確文(wen)(wen)(wen)化(hua)(hua)(hua)導(dao)向(xiang)。廣(guang)大(da)金(jin)融從業(ye)人(ren)(ren)員要深入學習貫徹習近平新時代中(zhong)國特色社會(hui)主(zhu)義思想，堅(jian)(jian)持以人(ren)(ren)民為(wei)中(zhong)心的(de)價值取向(xiang)，堅(jian)(jian)持把金(jin)融服務實體經(jing)濟作(zuo)為(wei)根(gen)本宗旨，旗幟(zhi)鮮明講政治(zhi)，胸懷“國之大(da)者”，強(qiang)化(hua)(hua)(hua)使命(ming)擔當，積(ji)(ji)極(ji)踐行金(jin)融工作(zuo)的(de)政治(zhi)性(xing)、人(ren)(ren)民性(xing)，自覺抵(di)制(zhi)西方金(jin)融文(wen)(wen)(wen)化(hua)(hua)(hua)影響。習近平總書記指出，中(zhong)華優秀(xiu)傳(chuan)(chuan)(chuan)統(tong)(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)是(shi)我們最(zui)深厚的(de)文(wen)(wen)(wen)化(hua)(hua)(hua)軟實力(li)(li)(li)，也(ye)是(shi)中(zhong)國特色社會(hui)主(zhu)義植根(gen)的(de)文(wen)(wen)(wen)化(hua)(hua)(hua)沃土。要努力(li)(li)(li)汲取中(zhong)華優秀(xiu)傳(chuan)(chuan)(chuan)統(tong)(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)精髓，充(chong)分挖掘優秀(xiu)傳(chuan)(chuan)(chuan)統(tong)(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)內涵，大(da)力(li)(li)(li)弘(hong)揚重信(xin)守義、厚德(de)載物、兼(jian)濟天下的(de)人(ren)(ren)文(wen)(wen)(wen)精神，繼承(cheng)中(zhong)華優良(liang)商業(ye)傳(chuan)(chuan)(chuan)統(tong)(tong)，推動中(zhong)華優秀(xiu)傳(chuan)(chuan)(chuan)統(tong)(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)在(zai)金(jin)融領域內創(chuang)造(zao)性(xing)轉化(hua)(hua)(hua)和(he)(he)(he)發(fa)展(zhan)，把優秀(xiu)傳(chuan)(chuan)(chuan)統(tong)(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)轉變為(wei)引導(dao)人(ren)(ren)們金(jin)融活動的(de)價值標準和(he)(he)(he)道(dao)德(de)操守，內化(hua)(hua)(hua)于(yu)心、外化(hua)(hua)(hua)于(yu)行，真(zhen)正(zheng)發(fa)揮好德(de)治(zhi)功能。同時，要積(ji)(ji)極(ji)借鑒現(xian)代商業(ye)和(he)(he)(he)金(jin)融業(ye)文(wen)(wen)(wen)明成果，倡導(dao)法(fa)治(zhi)精神和(he)(he)(he)契(qi)約精神，保護市場主(zhu)體合法(fa)權(quan)益(yi)，助力(li)(li)(li)金(jin)融市場健康發(fa)展(zhan)。
提升(sheng)經(jing)營(ying)(ying)發(fa)展(zhan)(zhan)質量。要(yao)堅決貫徹執行(xing)(xing)黨和國(guo)家金(jin)融(rong)工作方針，把中國(guo)特(te)色金(jin)融(rong)文(wen)化(hua)建設融(rong)入(ru)經(jing)營(ying)(ying)發(fa)展(zhan)(zhan)的(de)全過(guo)程(cheng)，要(yao)結合(he)(he)自身(shen)業(ye)(ye)務特(te)點(dian)，堅守初心定位，堅持(chi)回歸本源，反對盲目擴(kuo)張、脫實(shi)向(xiang)虛。要(yao)積極履(lv)行(xing)(xing)社(she)會(hui)責任，加強(qiang)對小微企業(ye)(ye)、農村(cun)地(di)區、新興行(xing)(xing)業(ye)(ye)等重(zhong)點(dian)群體、重(zhong)點(dian)地(di)區、重(zhong)點(dian)部門的(de)金(jin)融(rong)支持(chi)力(li)度(du)，大(da)力(li)發(fa)展(zhan)(zhan)普惠金(jin)融(rong)、綠(lv)色金(jin)融(rong)、民生金(jin)融(rong)，打造(zao)金(jin)融(rong)產業(ye)(ye)與(yu)實(shi)體經(jing)濟(ji)相互促進、共(gong)生共(gong)榮的(de)共(gong)同體。要(yao)優化(hua)經(jing)營(ying)(ying)機構績效(xiao)考(kao)核(he)(he)，完善激勵(li)約束，大(da)力(li)推動以創利為(wei)核(he)(he)心的(de)短期考(kao)核(he)(he)轉(zhuan)向(xiang)涵蓋(gai)業(ye)(ye)績、能力(li)、風險防控、社(she)會(hui)評(ping)價的(de)綜合(he)(he)長期考(kao)核(he)(he)。要(yao)堅持(chi)合(he)(he)規(gui)依法(fa)經(jing)營(ying)(ying)，細化(hua)事(shi)前合(he)(he)規(gui)審(shen)查，加強(qiang)事(shi)中、事(shi)后業(ye)(ye)務審(shen)計、監督檢查力(li)度(du)，踏石留印(yin)、抓鐵有痕，抓好(hao)合(he)(he)規(gui)問責落實(shi)，形成(cheng)震懾(she)效(xiao)應，促進廣大(da)從業(ye)(ye)人員知敬畏、守底線，營(ying)(ying)造(zao)濃厚合(he)(he)規(gui)文(wen)化(hua)氛圍。
抓(zhua)好(hao)(hao)(hao)組織制(zhi)度保障。金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文(wen)化(hua)建(jian)設(she)是(shi)系統性工(gong)程，各金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)和(he)職能機(ji)構(gou)(gou)要(yao)(yao)加強(qiang)(qiang)頂層設(she)計，科學制(zhi)定金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文(wen)化(hua)建(jian)設(she)方案(an)，優化(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文(wen)化(hua)建(jian)設(she)部門和(he)人(ren)(ren)員配置，形成(cheng)齊(qi)抓(zhua)共管的(de)文(wen)化(hua)建(jian)設(she)合力。要(yao)(yao)保證(zheng)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)(gou)在法(fa)(fa)(fa)律和(he)有關(guan)規定的(de)框架(jia)內(nei)開展活動，“要(yao)(yao)加強(qiang)(qiang)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)法(fa)(fa)(fa)治(zhi)建(jian)設(she)，及時推進(jin)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)重點(dian)領(ling)域(yu)和(he)新興(xing)領(ling)域(yu)立法(fa)(fa)(fa)，為金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)業發(fa)展保駕護(hu)航”。要(yao)(yao)強(qiang)(qiang)調金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)監(jian)管機(ji)構(gou)(gou)將所有金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)活動都依(yi)法(fa)(fa)(fa)納入監(jian)管范(fan)(fan)(fan)圍(wei)，把防范(fan)(fan)(fan)風險作(zuo)(zuo)為金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)工(gong)作(zuo)(zuo)的(de)永(yong)恒(heng)主題(ti)，同時堅持做到(dao)法(fa)(fa)(fa)律面前人(ren)(ren)人(ren)(ren)平等(deng)，不搞政(zheng)策(ce)歧視，嚴格(ge)規范(fan)(fan)(fan)執法(fa)(fa)(fa)，提(ti)高執法(fa)(fa)(fa)質量(liang)和(he)公(gong)信力。要(yao)(yao)建(jian)立健全金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)從(cong)業機(ji)構(gou)(gou)教(jiao)(jiao)育(yu)(yu)培(pei)訓(xun)機(ji)制(zhi)，圍(wei)繞不同群體分(fen)級(ji)分(fen)類做好(hao)(hao)(hao)教(jiao)(jiao)育(yu)(yu)培(pei)訓(xun)，重點(dian)抓(zhua)好(hao)(hao)(hao)中高層管理人(ren)(ren)員、關(guan)鍵(jian)崗位人(ren)(ren)員培(pei)訓(xun)工(gong)作(zuo)(zuo)，強(qiang)(qiang)化(hua)價(jia)值觀教(jiao)(jiao)育(yu)(yu)，抓(zhua)好(hao)(hao)(hao)思想教(jiao)(jiao)育(yu)(yu)、廉(lian)政(zheng)教(jiao)(jiao)育(yu)(yu)，提(ti)升員工(gong)的(de)榮譽感(gan)、使(shi)命感(gan)、歸屬感(gan)。要(yao)(yao)著(zhu)力做好(hao)(hao)(hao)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文(wen)化(hua)建(jian)設(she)評(ping)價(jia)工(gong)作(zuo)(zuo)，把文(wen)化(hua)建(jian)設(she)成(cheng)效與崗位管理密切掛鉤(gou)，深(shen)入開展文(wen)優服(fu)務評(ping)估和(he)調查研究，注重總結(jie)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文(wen)化(hua)建(jian)設(she)特(te)(te)色(se)經驗、特(te)(te)色(se)做法(fa)(fa)(fa)，掌(zhang)握存在的(de)短板和(he)不足(zu)，持續(xu)提(ti)升金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文(wen)化(hua)建(jian)設(she)新成(cheng)效。
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