習近(jin)平總(zong)書(shu)記(ji)在省(sheng)部(bu)級(ji)主要(yao)領導干部(bu)推(tui)動金(jin)融高質(zhi)量(liang)發展(zhan)專題研討班開班式上指出(chu)，推(tui)動金(jin)融高質(zhi)量(liang)發展(zhan)、建(jian)設金(jin)融強國，要(yao)堅持法治和(he)(he)德治相結(jie)合，積(ji)極培育中國特(te)色(se)金(jin)融文化(hua)，做到：誠實(shi)守信，不(bu)逾(yu)越底線；以(yi)義取(qu)利，不(bu)唯利是圖(tu)；穩健審慎，不(bu)急功(gong)近(jin)利；守正(zheng)創新，不(bu)脫(tuo)實(shi)向(xiang)虛；依法合規，不(bu)胡(hu)作(zuo)非為。習近(jin)平總(zong)書(shu)記(ji)的重要(yao)講話為新時代進(jin)一步做好金(jin)融工作(zuo)提供了根本(ben)遵循和(he)(he)科學(xue)指南。
一(yi)、把握中國(guo)特色金融文化的豐(feng)富(fu)內涵(han)
中國(guo)特(te)色(se)金融(rong)文(wen)化既立足中國(guo)實(shi)踐，強調中國(guo)特(te)色(se)、中國(guo)氣(qi)派，又放眼世界(jie)，廣泛吸收現代文(wen)明(ming)發(fa)展成果，體(ti)現了對金融(rong)文(wen)化普遍性與特(te)殊性統一的深刻把握。
中(zhong)(zhong)國(guo)(guo)特色(se)金(jin)融(rong)文(wen)化(hua)堅持義(yi)利(li)(li)統一。誠實守信(xin)、不(bu)(bu)逾(yu)(yu)越底線；以義(yi)取利(li)(li)、不(bu)(bu)唯利(li)(li)是圖(tu)，這(zhe)是對中(zhong)(zhong)華優秀(xiu)傳(chuan)統文(wen)化(hua)的(de)(de)傳(chuan)承和弘(hong)揚。中(zhong)(zhong)華民族有著悠(you)久的(de)(de)商(shang)業(ye)史(shi)，在長期的(de)(de)經營(ying)活(huo)動(dong)中(zhong)(zhong)形成了一套較為(wei)完(wan)備(bei)(bei)的(de)(de)商(shang)業(ye)倫理規范和行(xing)(xing)為(wei)準則(ze)，其間蘊含的(de)(de)經營(ying)哲學、文(wen)化(hua)理念對后世(shi)影響至深。倡(chang)導誠信(xin)是傳(chuan)統文(wen)化(hua)“言必(bi)信(xin)，行(xing)(xing)必(bi)果”“心誠求(qiu)之”等思(si)想在商(shang)業(ye)活(huo)動(dong)領域內的(de)(de)反(fan)(fan)映。誠實守信(xin)，不(bu)(bu)逾(yu)(yu)越底線要求(qiu)人們(men)在金(jin)融(rong)活(huo)動(dong)中(zhong)(zhong)恪守承諾(nuo)，堅持底線思(si)維，自覺維護金(jin)融(rong)秩序(xu)，做良好(hao)金(jin)融(rong)環境的(de)(de)建設(she)者、維護者。義(yi)屬于(yu)道德文(wen)化(hua)領域，利(li)(li)屬于(yu)現實利(li)(li)益(yi)范疇(chou)，傳(chuan)統文(wen)化(hua)一方面肯定利(li)(li)益(yi)訴求(qiu)的(de)(de)正(zheng)(zheng)當(dang)性，另一方面堅決反(fan)(fan)對違(wei)背義(yi)的(de)(de)原則(ze)獲利(li)(li)，尤其反(fan)(fan)對出于(yu)個人私利(li)(li)而置國(guo)(guo)家和社會(hui)利(li)(li)益(yi)于(yu)不(bu)(bu)顧。金(jin)融(rong)活(huo)動(dong)中(zhong)(zhong)以義(yi)取利(li)(li)要求(qiu)獲得利(li)(li)益(yi)必(bi)須(xu)具備(bei)(bei)正(zheng)(zheng)當(dang)性，充分考慮國(guo)(guo)家和社會(hui)的(de)(de)整體(ti)利(li)(li)益(yi)，做到義(yi)利(li)(li)兼濟、知行(xing)(xing)合(he)一。
中(zhong)國特(te)色金融(rong)文化堅持行(xing)穩(wen)(wen)(wen)致遠。穩(wen)(wen)(wen)健審慎、不(bu)急(ji)功近利；守正創(chuang)(chuang)新(xin)(xin)、不(bu)脫(tuo)實(shi)向虛，這(zhe)是對現代(dai)金融(rong)業發(fa)展(zhan)經(jing)驗的借鑒運用。穩(wen)(wen)(wen)健審慎，不(bu)急(ji)功近利強調(diao)金融(rong)活動(dong)必須處理好(hao)穩(wen)(wen)(wen)定與發(fa)展(zhan)的關系，提高資產質量，夯實(shi)發(fa)展(zhan)基礎(chu)，注重防范風(feng)險(xian)，在穩(wen)(wen)(wen)健經(jing)營中(zhong)發(fa)展(zhan)壯大(da)。守正創(chuang)(chuang)新(xin)(xin)，不(bu)脫(tuo)實(shi)向虛強調(diao)金融(rong)活動(dong)必須正確處理好(hao)守正與創(chuang)(chuang)新(xin)(xin)的關系。守正是開展(zhan)金融(rong)活動(dong)的基礎(chu)，守正才(cai)能(neng)不(bu)迷失方向，不(bu)犯(fan)顛覆(fu)性錯(cuo)誤(wu)，只有在守正的基礎(chu)上才(cai)能(neng)做好(hao)創(chuang)(chuang)新(xin)(xin)。創(chuang)(chuang)新(xin)(xin)才(cai)能(neng)把握時代(dai)、引領時代(dai)，金融(rong)創(chuang)(chuang)新(xin)(xin)必須圍(wei)繞服務實(shi)體經(jing)濟需求展(zhan)開。
中(zhong)國特(te)色(se)金融文化堅(jian)持法(fa)(fa)治(zhi)(zhi)意識。依(yi)(yi)法(fa)(fa)合規，不胡(hu)(hu)作(zuo)非為是(shi)對市場(chang)經濟(ji)法(fa)(fa)治(zhi)(zhi)精神的(de)堅(jian)守(shou)弘揚。習近(jin)平總(zong)書記指(zhi)出，社(she)會主義市場(chang)經濟(ji)本質(zhi)上是(shi)法(fa)(fa)治(zhi)(zhi)經濟(ji)、法(fa)(fa)治(zhi)(zhi)是(shi)最好(hao)的(de)營商環境。市場(chang)經濟(ji)內在(zai)要(yao)求人們(men)建立共(gong)同的(de)行為準(zhun)則(ze)，充分(fen)尊崇法(fa)(fa)治(zhi)(zhi)，把法(fa)(fa)律作(zuo)為調(diao)節現代市場(chang)經濟(ji)活動的(de)主要(yao)依(yi)(yi)據。金融行業是(shi)市場(chang)經濟(ji)中(zhong)的(de)重要(yao)組成部(bu)門，中(zhong)國特(te)色(se)金融文化主張依(yi)(yi)法(fa)(fa)合規，不胡(hu)(hu)作(zuo)非為，重視運用法(fa)(fa)治(zhi)(zhi)思維(wei)規范金融活動，并自覺以(yi)法(fa)(fa)治(zhi)(zhi)促進金融企業內部(bu)治(zhi)(zhi)理的(de)現代化。
二、培育中國特色金(jin)融(rong)(rong)文化是推動金(jin)融(rong)(rong)高質量發展的必然要(yao)求
黨中(zhong)(zhong)央(yang)提出加(jia)快建(jian)設金(jin)融強國，堅定不移(yi)走中(zhong)(zhong)國特色金(jin)融之路。建(jian)設金(jin)融強國要“硬(ying)”和“軟”并重，既(ji)要著力提升(sheng)現代金(jin)融基礎設施等(deng)硬(ying)件建(jian)設水平，也要深刻(ke)把握(wo)金(jin)融文化、價(jia)值觀念等(deng)軟件的重要意義(yi)。
從(cong)經濟(ji)(ji)(ji)與(yu)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)的(de)(de)(de)(de)(de)(de)關系看，文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)是(shi)人(ren)類長期實(shi)踐中創造的(de)(de)(de)(de)(de)(de)精神產品的(de)(de)(de)(de)(de)(de)積淀，一經群眾掌握(wo)，可以(yi)轉(zhuan)變為(wei)(wei)推動社會生產和(he)事業進步的(de)(de)(de)(de)(de)(de)磅礴力(li)(li)量(liang)。唯物(wu)史觀認為(wei)(wei)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)屬(shu)于上(shang)(shang)層建(jian)筑領域，文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)由(you)經濟(ji)(ji)(ji)基(ji)礎(chu)(chu)決定(ding)，另一方面，作為(wei)(wei)上(shang)(shang)層建(jian)筑的(de)(de)(de)(de)(de)(de)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)具有(you)一定(ding)的(de)(de)(de)(de)(de)(de)獨(du)立性，對(dui)經濟(ji)(ji)(ji)基(ji)礎(chu)(chu)和(he)生產方式具有(you)鮮明(ming)的(de)(de)(de)(de)(de)(de)反作用(yong)，“文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)自信是(shi)更(geng)基(ji)礎(chu)(chu)、更(geng)廣泛、更(geng)深厚(hou)的(de)(de)(de)(de)(de)(de)自信，是(shi)一個國(guo)(guo)家、一個民族發展中最基(ji)本(ben)、最深沉、最持久的(de)(de)(de)(de)(de)(de)力(li)(li)量(liang)”。先(xian)進文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)能(neng)夠促(cu)進人(ren)們(men)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)修(xiu)養和(he)精神境界的(de)(de)(de)(de)(de)(de)提高，具有(you)凝聚人(ren)心、引導社會風氣崇德向善的(de)(de)(de)(de)(de)(de)積極作用(yong)。中國(guo)(guo)式現(xian)代化(hua)(hua)(hua)是(shi)物(wu)質(zhi)文(wen)(wen)(wen)(wen)明(ming)與(yu)精神文(wen)(wen)(wen)(wen)明(ming)相協調的(de)(de)(de)(de)(de)(de)現(xian)代化(hua)(hua)(hua)，經濟(ji)(ji)(ji)與(yu)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)交融(rong)(rong)貫通，物(wu)質(zhi)文(wen)(wen)(wen)(wen)明(ming)與(yu)精神文(wen)(wen)(wen)(wen)明(ming)建(jian)設相互促(cu)進。中國(guo)(guo)特(te)色金(jin)融(rong)(rong)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)是(shi)中國(guo)(guo)特(te)色社會主(zhu)義(yi)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)的(de)(de)(de)(de)(de)(de)有(you)機組成部分，需(xu)要從(cong)經濟(ji)(ji)(ji)基(ji)礎(chu)(chu)與(yu)上(shang)(shang)層建(jian)筑的(de)(de)(de)(de)(de)(de)辯證關系充(chong)分認識培(pei)育中國(guo)(guo)特(te)色金(jin)融(rong)(rong)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)的(de)(de)(de)(de)(de)(de)重要意義(yi)，用(yong)中國(guo)(guo)特(te)色金(jin)融(rong)(rong)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)助推金(jin)融(rong)(rong)強(qiang)國(guo)(guo)建(jian)設。
從(cong)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)自(zi)身的(de)內在特(te)點(dian)看，培(pei)育(yu)中國(guo)(guo)特(te)色(se)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)文化(hua)(hua)，提升金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)文化(hua)(hua)“軟(ruan)實力”是促進金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)健康發展的(de)內在要(yao)求(qiu)(qiu)。具(ju)體(ti)而言，第一，金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)是經營(ying)貨幣信(xin)(xin)用(yong)(yong)業(ye)(ye)(ye)務(wu)(wu)的(de)特(te)殊行(xing)(xing)(xing)業(ye)(ye)(ye)。金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活動(dong)(dong)不僅(jin)僅(jin)屬于(yu)一般意義上的(de)商業(ye)(ye)(ye)活動(dong)(dong)，經常(chang)面臨信(xin)(xin)用(yong)(yong)風(feng)險(xian)(xian)、流(liu)動(dong)(dong)風(feng)險(xian)(xian)、市場(chang)風(feng)險(xian)(xian)、道德風(feng)險(xian)(xian)、操(cao)作風(feng)險(xian)(xian)等各(ge)類(lei)(lei)風(feng)險(xian)(xian)。正向(xiang)的(de)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)文化(hua)(hua)能(neng)引(yin)導(dao)人們自(zi)覺遵守行(xing)(xing)(xing)為規(gui)定，減少機(ji)會主義行(xing)(xing)(xing)為，降(jiang)低風(feng)險(xian)(xian)發生(sheng)概率。第二，金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)是生(sheng)產性(xing)服(fu)務(wu)(wu)業(ye)(ye)(ye)。現代金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)體(ti)系(xi)(xi)龐大，涉(she)及保險(xian)(xian)、銀行(xing)(xing)(xing)、證(zheng)券等多方(fang)面，服(fu)務(wu)(wu)各(ge)社會群體(ti)和不同部門(men)，金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)具(ju)有(you)無形性(xing)、異(yi)質性(xing)特(te)點(dian)，需要(yao)根據服(fu)務(wu)(wu)對象的(de)財富狀況、風(feng)險(xian)(xian)偏好、收(shou)益要(yao)求(qiu)(qiu)綜合分(fen)析，提供恰(qia)當的(de)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)服(fu)務(wu)(wu)，滿足差異(yi)化(hua)(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)需求(qiu)(qiu)。金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活動(dong)(dong)更(geng)加(jia)依賴于(yu)人的(de)主觀(guan)能(neng)動(dong)(dong)性(xing)和服(fu)務(wu)(wu)質量。第三，金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活動(dong)(dong)具(ju)有(you)復雜性(xing)。隨著(zhu)現代金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)的(de)快速發展，各(ge)類(lei)(lei)衍(yan)生(sheng)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)產品層(ceng)出不窮，金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)套利(li)手(shou)段不斷翻新。金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)文化(hua)(hua)承擔著(zhu)加(jia)強行(xing)(xing)(xing)業(ye)(ye)(ye)自(zi)律、個人行(xing)(xing)(xing)為自(zi)律的(de)重(zhong)要(yao)作用(yong)(yong)，起到了以文化(hua)(hua)人、潤物無聲的(de)效果(guo)。因此(ci)，金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)行(xing)(xing)(xing)業(ye)(ye)(ye)的(de)特(te)殊性(xing)和內在發展規(gui)律客觀(guan)上要(yao)求(qiu)(qiu)用(yong)(yong)中國(guo)(guo)特(te)色(se)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)文化(hua)(hua)引(yin)導(dao)各(ge)類(lei)(lei)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)活動(dong)(dong)，提升金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)服(fu)務(wu)(wu)水平(ping)，加(jia)快構建中國(guo)(guo)特(te)色(se)現代金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)體(ti)系(xi)(xi)。
從金(jin)(jin)(jin)融(rong)(rong)對宏觀經(jing)(jing)濟(ji)(ji)(ji)運行的(de)(de)(de)影(ying)響(xiang)看，西(xi)方資(zi)本(ben)主義國(guo)家金(jin)(jin)(jin)融(rong)(rong)活(huo)動(dong)(dong)與其金(jin)(jin)(jin)融(rong)(rong)文化密切相關。金(jin)(jin)(jin)融(rong)(rong)資(zi)本(ben)積累(lei)分為投(tou)(tou)資(zi)職能(neng)資(zi)本(ben)獲(huo)得(de)的(de)(de)(de)生(sheng)(sheng)(sheng)產(chan)性積累(lei)和(he)金(jin)(jin)(jin)融(rong)(rong)資(zi)本(ben)自身內(nei)部循(xun)環獲(huo)得(de)的(de)(de)(de)非生(sheng)(sheng)(sheng)產(chan)性寄生(sheng)(sheng)(sheng)積累(lei)。相較生(sheng)(sheng)(sheng)產(chan)性積累(lei)，由(you)于非生(sheng)(sheng)(sheng)產(chan)性寄生(sheng)(sheng)(sheng)積累(lei)能(neng)夠在更短時期內(nei)通過投(tou)(tou)機活(huo)動(dong)(dong)獲(huo)得(de)巨額利(li)潤，金(jin)(jin)(jin)融(rong)(rong)資(zi)本(ben)的(de)(de)(de)投(tou)(tou)機行為和(he)自我(wo)內(nei)部循(xun)環日益(yi)嚴重。20世紀80年代以來新自由(you)主義的(de)(de)(de)興起進(jin)一步影(ying)響(xiang)了西(xi)方金(jin)(jin)(jin)融(rong)(rong)業價值觀念，金(jin)(jin)(jin)融(rong)(rong)創新被片面理(li)解為金(jin)(jin)(jin)融(rong)(rong)產(chan)品的(de)(de)(de)套利(li)設計，金(jin)(jin)(jin)融(rong)(rong)監(jian)管(guan)制度被當作金(jin)(jin)(jin)融(rong)(rong)發展的(de)(de)(de)障礙(ai)，導致金(jin)(jin)(jin)融(rong)(rong)活(huo)動(dong)(dong)逐步脫離產(chan)業經(jing)(jing)濟(ji)(ji)(ji)基(ji)礎(chu)，金(jin)(jin)(jin)融(rong)(rong)資(zi)產(chan)泡沫高(gao)企，嚴重破壞了實(shi)體(ti)經(jing)(jing)濟(ji)(ji)(ji)再生(sheng)(sheng)(sheng)產(chan)的(de)(de)(de)順利(li)進(jin)行，加劇(ju)了社(she)會貧富差(cha)距擴大，誘發了社(she)會經(jing)(jing)濟(ji)(ji)(ji)動(dong)(dong)蕩(dang)。2008年美國(guo)次貸(dai)危(wei)機的(de)(de)(de)爆發更是深(shen)刻反(fan)映了西(xi)方金(jin)(jin)(jin)融(rong)(rong)文化中個人主義至(zhi)上和(he)唯利(li)是圖(tu)的(de)(de)(de)狹(xia)隘(ai)價值觀念。因此，認真汲取國(guo)內(nei)外(wai)經(jing)(jing)驗教訓，加強金(jin)(jin)(jin)融(rong)(rong)文化建設是增強自我(wo)約束，提升風險防范(fan)能(neng)力的(de)(de)(de)關鍵舉措。
三、夯實中國特色金融文化之基(ji)
中國特色金融文化的培(pei)育是(shi)一個(ge)長期過(guo)程，需要打出組(zu)合拳，馳(chi)而不息、久(jiu)久(jiu)為(wei)功，凝心鑄魂、固本培(pei)元，使健康向上的金融文化蔚然(ran)成風(feng)，成為(wei)推動金融高質量發展的強(qiang)大動能。
堅(jian)持(chi)正確文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)導向。廣(guang)大金(jin)融(rong)(rong)從業(ye)人(ren)員要深入學習(xi)貫徹習(xi)近平(ping)新時代中(zhong)(zhong)國特(te)色(se)社會(hui)主(zhu)義(yi)思想，堅(jian)持(chi)以(yi)人(ren)民(min)為中(zhong)(zhong)心的價值(zhi)(zhi)取向，堅(jian)持(chi)把金(jin)融(rong)(rong)服務實(shi)體經濟(ji)作(zuo)為根本(ben)宗旨，旗幟鮮明講政(zheng)(zheng)治，胸懷“國之大者”，強化(hua)(hua)(hua)(hua)使命擔當(dang)，積極(ji)踐(jian)行金(jin)融(rong)(rong)工作(zuo)的政(zheng)(zheng)治性(xing)、人(ren)民(min)性(xing)，自覺抵制(zhi)西方(fang)金(jin)融(rong)(rong)文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)影響。習(xi)近平(ping)總書記指(zhi)出，中(zhong)(zhong)華(hua)優秀(xiu)傳統(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)是我們最(zui)深厚的文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)軟實(shi)力(li)，也是中(zhong)(zhong)國特(te)色(se)社會(hui)主(zhu)義(yi)植根的文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)沃土(tu)。要努力(li)汲取中(zhong)(zhong)華(hua)優秀(xiu)傳統(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)精髓，充分(fen)挖掘優秀(xiu)傳統(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)內(nei)涵，大力(li)弘揚重信(xin)守義(yi)、厚德(de)載(zai)物(wu)、兼濟(ji)天下的人(ren)文(wen)(wen)(wen)精神，繼承中(zhong)(zhong)華(hua)優良商業(ye)傳統(tong)，推動中(zhong)(zhong)華(hua)優秀(xiu)傳統(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)在金(jin)融(rong)(rong)領域內(nei)創造性(xing)轉(zhuan)化(hua)(hua)(hua)(hua)和發展，把優秀(xiu)傳統(tong)文(wen)(wen)(wen)化(hua)(hua)(hua)(hua)轉(zhuan)變為引(yin)導人(ren)們金(jin)融(rong)(rong)活動的價值(zhi)(zhi)標準和道(dao)德(de)操守，內(nei)化(hua)(hua)(hua)(hua)于心、外化(hua)(hua)(hua)(hua)于行，真正發揮好德(de)治功能。同時，要積極(ji)借鑒現代商業(ye)和金(jin)融(rong)(rong)業(ye)文(wen)(wen)(wen)明成果，倡(chang)導法治精神和契約精神，保護市(shi)場主(zhu)體合法權益，助力(li)金(jin)融(rong)(rong)市(shi)場健康發展。
提升經(jing)(jing)(jing)營(ying)發(fa)展(zhan)(zhan)質量。要(yao)(yao)(yao)(yao)堅(jian)決貫徹執行黨和國(guo)家金(jin)融(rong)(rong)(rong)(rong)工作方針，把中(zhong)國(guo)特(te)色金(jin)融(rong)(rong)(rong)(rong)文化建設融(rong)(rong)(rong)(rong)入經(jing)(jing)(jing)營(ying)發(fa)展(zhan)(zhan)的(de)全過(guo)程，要(yao)(yao)(yao)(yao)結合(he)(he)自(zi)身業(ye)務特(te)點，堅(jian)守初(chu)心定位，堅(jian)持回歸(gui)本源(yuan)，反對盲目(mu)擴張、脫實向(xiang)虛。要(yao)(yao)(yao)(yao)積極履行社(she)會責任，加強(qiang)對小微企(qi)業(ye)、農村地(di)區(qu)、新興行業(ye)等重(zhong)(zhong)點群體、重(zhong)(zhong)點地(di)區(qu)、重(zhong)(zhong)點部門(men)的(de)金(jin)融(rong)(rong)(rong)(rong)支持力度(du)，大力發(fa)展(zhan)(zhan)普惠金(jin)融(rong)(rong)(rong)(rong)、綠色金(jin)融(rong)(rong)(rong)(rong)、民生金(jin)融(rong)(rong)(rong)(rong)，打造金(jin)融(rong)(rong)(rong)(rong)產業(ye)與實體經(jing)(jing)(jing)濟相互(hu)促(cu)進(jin)、共(gong)生共(gong)榮的(de)共(gong)同(tong)體。要(yao)(yao)(yao)(yao)優(you)化經(jing)(jing)(jing)營(ying)機(ji)構(gou)績效考(kao)核(he)，完善激勵(li)約束，大力推動以創(chuang)利(li)為核(he)心的(de)短(duan)期考(kao)核(he)轉(zhuan)向(xiang)涵蓋(gai)業(ye)績、能力、風險(xian)防(fang)控、社(she)會評(ping)價的(de)綜合(he)(he)長期考(kao)核(he)。要(yao)(yao)(yao)(yao)堅(jian)持合(he)(he)規依法經(jing)(jing)(jing)營(ying)，細化事(shi)(shi)前合(he)(he)規審查，加強(qiang)事(shi)(shi)中(zhong)、事(shi)(shi)后業(ye)務審計、監督(du)檢(jian)查力度(du)，踏石留印、抓鐵有痕，抓好合(he)(he)規問責落實，形(xing)成(cheng)震懾效應，促(cu)進(jin)廣大從業(ye)人(ren)員知敬畏、守底(di)線，營(ying)造濃厚合(he)(he)規文化氛圍。
抓好(hao)(hao)組織制度保(bao)障。金(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)是系統性工程，各(ge)金(jin)(jin)融(rong)(rong)(rong)(rong)機構和(he)(he)(he)職能機構要(yao)加強頂層設(she)(she)(she)計，科學制定(ding)金(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)方(fang)案，優化(hua)(hua)(hua)(hua)(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)部(bu)門和(he)(he)(he)人(ren)(ren)員(yuan)配置，形成(cheng)齊抓共(gong)管(guan)的(de)(de)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)合力(li)。要(yao)保(bao)證金(jin)(jin)融(rong)(rong)(rong)(rong)機構在法律(lv)和(he)(he)(he)有(you)關規定(ding)的(de)(de)框架(jia)內開展(zhan)活(huo)動，“要(yao)加強金(jin)(jin)融(rong)(rong)(rong)(rong)法治建(jian)設(she)(she)(she)，及時推進(jin)金(jin)(jin)融(rong)(rong)(rong)(rong)重點(dian)領域和(he)(he)(he)新(xin)興領域立法，為金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)發展(zhan)保(bao)駕護(hu)航”。要(yao)強調(diao)(diao)金(jin)(jin)融(rong)(rong)(rong)(rong)監(jian)管(guan)機構將所有(you)金(jin)(jin)融(rong)(rong)(rong)(rong)活(huo)動都依法納(na)入監(jian)管(guan)范圍，把防范風險作為金(jin)(jin)融(rong)(rong)(rong)(rong)工作的(de)(de)永恒主題，同(tong)時堅持做到法律(lv)面前人(ren)(ren)人(ren)(ren)平等，不搞(gao)政策歧視，嚴格規范執法，提高執法質(zhi)量和(he)(he)(he)公信力(li)。要(yao)建(jian)立健全金(jin)(jin)融(rong)(rong)(rong)(rong)從業(ye)機構教(jiao)(jiao)(jiao)育(yu)培(pei)訓(xun)機制，圍繞不同(tong)群體分級(ji)分類(lei)做好(hao)(hao)教(jiao)(jiao)(jiao)育(yu)培(pei)訓(xun)，重點(dian)抓好(hao)(hao)中高層管(guan)理人(ren)(ren)員(yuan)、關鍵崗位人(ren)(ren)員(yuan)培(pei)訓(xun)工作，強化(hua)(hua)(hua)(hua)(hua)價值(zhi)觀教(jiao)(jiao)(jiao)育(yu)，抓好(hao)(hao)思想教(jiao)(jiao)(jiao)育(yu)、廉政教(jiao)(jiao)(jiao)育(yu)，提升員(yuan)工的(de)(de)榮譽感(gan)、使(shi)命感(gan)、歸屬感(gan)。要(yao)著(zhu)力(li)做好(hao)(hao)金(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)評價工作，把文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)成(cheng)效(xiao)與崗位管(guan)理密切掛鉤，深入開展(zhan)文(wen)優服(fu)務評估和(he)(he)(he)調(diao)(diao)查研究，注重總結金(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)特(te)色(se)經(jing)驗、特(te)色(se)做法，掌握存在的(de)(de)短板和(he)(he)(he)不足，持續提升金(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)(hua)(hua)(hua)(hua)建(jian)設(she)(she)(she)新(xin)成(cheng)效(xiao)。
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